Subscription purchase flow product design at Alfa‑Bank

Subscription plan cards
Product
Alfa-Bank subscription plans
project type
Product Design
my role
Senior Product Designer
year
2024-2025

Case overview

Problem

The previous subscription existed as a single overloaded bundle. Users struggled to understand its value, categories, benefits or pricing. The overloaded bundle trained users to skim rather than compare, which limited conversion, upgrades and retention.

Solution

Introduced clear tiering (Basic / Smart / Only), redesigned the chooser, rebuilt spin mechanics, created a flow for extra spins, added a free month for salary transfers, improved cashback category logic, and redesigned subscription management and value visualisation.

Impact

Conversion to premium tiers enabled; +22% upgrade rate from Basic to Smart; 20% increase in paid spins; churn decreased by 7% thanks to better value visualisation and improved retention flows.

Problem statement

  • Users struggled to understand the differences between subscription levels.
  • Privilege‑heavy layouts created cognitive overload.
  • Raw feature lists failed to communicate real value.
  • Users hesitated or defaulted to the cheapest option.
  • No clear upgrade logic existed at the decision point.
  • Plan selection was the highest‑impact decision point in the subscription funnel.
  • Poor expectation‑setting increased early churn.
  • The premium subscription was expected to become a revenue growth engine.
  • Tiering without clarity risked reducing, not improving, conversion.
  • The design had to scale to millions of users under strict constraints.

Why it mattered

Desktop version

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Problem solving spotlights

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Anti-numbers

The previous subscription existed as a single overloaded bundle. Users struggled to understand its value, categories, benefits or pricing. The overloaded bundle trained users to skim rather than compare, which limited conversion, upgrades and retention.

Disabled

Possibility to upgrade

50%

Churn rate

30%

Early churn (2 months)

Architected subscription onboarding, purchase and upgrade flows for a 42M‑user platform, supporting 2M new users after rollout.

Alfa-Bank

Key elements I had to rethink

First iteration

Discovery → analytics → insights → prototyping → UX under BDUI/SDUI constraints → design‑system updates → delivery.

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Desktop version

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  • High key‑rate environment → limited ability to “sell with perks”.
  • Cashback and benefit caps → value had to be communicated, not inflated.
  • Server‑driven UI (BDUI / SDUI) → limited layout flexibility.
  • Cross‑team dependency with Alfa‑Only.
  • Marketing bandwidth constraints → the design itself had to carry clarity.

Challenges & Constraints

I owned the end‑to‑end design work for the subscription transformation:

  • Diagnosed funnel and revenue performance using behavioural and financial metrics (e.g. tier‑selection drop‑off, upgrade conversion, cashback usage and cost).
  • Synthesised UX research into clear product decisions and a tiered subscription logic that stayed within margin constraints.
  • Built ProtoPie prototypes to validate key interactions and comprehension before build.
  • Designed within UI and tech constraints and updated the design system (tokens, components and state rules).
  • Drove delivery with Engineering, Marketing, Legal and Risk.

My contribution

Second Iteration

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Entry points exploration

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How the product is launched

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Hands-on impact

I introduced tiering by reframing benefits through a structured value ladder, which enabled users to understand what they were paying for and choose the right level.

I simplified the benefits presentation by grouping perks and reducing noise, which improved comprehension and motivated more users to upgrade.

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If less contraints, it would be like

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Impact in facts

Introduced clear tiering (Basic / Smart / Only), redesigned the chooser, rebuilt spin mechanics, created a flow for extra spins, added a free month for salary transfers, improved cashback category logic, and redesigned subscription management and value visualisation.

Enabled

Possibility to upgrade

7%

Decrease of churn

50%

Decrease of early churn

Afterwords

This project reinforced a simple truth: pricing and plans are not a commercial layer — they are a customer experience. By reducing noise, clarifying value differences and helping people make confident choices, I didn’t just improve conversion; I reduced regret, increased trust and extended customer lifetime. Designing subscription choice at scale taught me that retention is often decided before the purchase happens, not after.

Let’s work together

Interested in collaborating?
Happy to connect and explore how we can work together.

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